A vital part of every retirement or resettlement discussion involves the roadmap of issues that help us decide where we want to call home! When should we start this discussion? Did you know many states do not tax social security, pensions or other qualified retirement income sources? Which are the worst states for estate taxes? All these issues will be raised and discussed in an open and friendly manner with questions encouraged.

The trust is a very popular component and tool to be used in our Estate Planning. Often used Trusts include: Living Trusts, Testamentary Trusts and Irrevocable Trusts. Each serves a different purpose; each has a different result. One common problem that often needs addressing is the over-utilization of the Living Trust for goals or problems that it does not resolve. We will clearly define the strengths and weaknesses of these different types of Trusts and when to use them.